For Dr. Adam Stewart’s patients
Uninsured services & fees
OHIP covers most medical visits, but it does not cover every service. Plan ahead with an optional Annual Plan that covers a range of these services for one yearly payment.
Understanding the fees
What is an uninsured service?
It is a service that OHIP does not pay for. These requests still take your doctor’s and clinic staff’s time, so a separate fee may apply. Common examples include:
Notes & forms
Some work or school notes, insurance forms, and medical certificates requested by a third party.
Renewals without a visit
A request to renew an existing prescription without a medical appointment.
Other services
Driver’s medicals, travel-related services, and certain requests for copies of medical records.
Plan ahead for the year
Make the year simpler with an Annual Plan
Prescription renewals, notes, and forms can come up unexpectedly. The PS365 Annual Plan gives you 12 months of coverage for listed uninsured services, with one annual payment.
Optional · 12 months
PS365 Annual Plan
A convenient way to prepare for the uninsured services you and your family may need throughout the year.
- No separate fee for covered prescription renewals.
- Many notes and general forms are included.
- One payment for 12 months of listed services.
$146.90 total
$220.35 total
$254.25 total
Family coverage includes children aged 19 or younger living at the same address. Each person covered must be a patient of Dr. Stewart.
Some services have limits or are discounted rather than fully covered. Please review the fee guide before enrolling.
Another payment option
Pay as you go
You can also pay for uninsured services individually as they are provided.
The fee guide lists the cost of each service and shows which fees are covered by the Annual Plan.
A few examples of what’s included
Common fees at a glance
These are just a few examples. An Annual Plan covers a much wider range of services than shown here, with additional benefits and discounts listed in the full fee guide.
| Service | Pay as you go | Annual Plan |
|---|---|---|
| Prescription renewal without a visit | $28 | Included |
| Sick note or back-to-work note | $40 | Included |
| Insurance note for massage, physiotherapy, or chiropractic care | $40 | Included |
| Many general forms* | $100 or more | Included* |
| Missed in-person appointment | $50 + HST | IncludedUp to 2/year |
*Examples include functional ability forms and short-term sickness/accident forms. Coverage applies to forms listed as included in the fee guide. Complex forms and medico-legal letters have separate terms.
The missed-appointment example applies when at least four hours’ cancellation notice is not given. Telephone no-show fees differ; see the telephone-visit policy below.
This is a selection of examples, not the full coverage list. See the fee guide for all listed services, limits, discounts, and applicable taxes. Fees may change.
How to request a renewal, allow enough time, and understand fee exceptions.
Read the separate policy for advice by message, including current fees and temporary discounts.
Read the cancellation policy. Telephone visits have a separate no-show fee.
Payments & plan administration
Manage payments with PatientSERV
PatientSERV handles uninsured-service billing and the PS365 Annual Plan on Dr. Stewart’s behalf.
New to PatientSERV? Create an account (opens in a new tab).
A few common questions
Before you decide
Does the Annual Plan cover every service?
No. It covers the services listed in the fee guide, with limits on some services. Others have a reduced fee. It does not replace OHIP or private health insurance. Review the coverage and any service-specific policy before making your choice.
Why choose a plan before I know what I’ll need?
You cannot always predict when you will need a prescription renewal, a note, or a form. An Annual Plan lets you prepare for those requests in advance, with one payment covering the listed services for 12 months. It can make these costs easier to plan for and may save you money as covered requests add up. Consider the coverage in light of your own and your family’s needs.
What if paying a fee is difficult?
Please speak with Dr. Stewart or the clinic about your circumstances. Fees can be considered on compassionate grounds, including whether a reduction, waiver, or payment flexibility is appropriate.
Is the Annual Plan optional, and will my choice affect my care?
Yes, the Annual Plan is optional. You may choose it or pay for uninsured services individually. Your decision does not affect your access to medical care or the quality of care you receive from Dr. Stewart.